We have created a new security feature that can be enabled right within your dashboard: Mobile Authentication. This feature employs a security feature known as a Temporary One Time Password, or TOTP. Please note that currently this feature is in the beta phase and may not be available to all users.
What is TOTP?
TOTP is a secondary layer of authentication that is used widely in the security sphere. This one time code is unique to your device and the time of day and will significantly reduce the chance that an outside entity could access your dashboard. For more information about the method behind TOTP, check here.
How does it work?
Once enabled, you will be prompted to enter a code that is generated on your mobile device each time you want to log in on the web or on a new device. Simply open the Personal Capital app on your registered device and enter the code. If you have Push Notifications enabled for Personal Capital, you will see a notification that you can simply tap to proceed. This feature does not require push notifications or an internet or mobile connection- once it has been set up, if your device is not connected to the internet you can still open the app to generate a code.
Who Should Use This Feature?
Anyone who wants to add an additional layer of security to their account! This feature makes keeping your account secure safe and easy.