If you have already opened an individual Empower Personal Cash account, you can add an account owner to convert the account into a joint account.
Note: Once an account becomes a Joint account, you cannot revert back to an individual account.
To get started with adding an owner to your existing Empower Personal Cash account, select the account from your dashboard. If you're on a web browser, click the Manage Account drop-down then select Add Account Owner. On Mobile, select the account, then tap the 3 dot menu and select Account Information. Tap Ownership type and select Joint Account.
From there you will be able to enter the information about your joint owner. If this person is already added to your household, they will show up in the dropdown list. Otherwise you can add them by selecting Add New.
You will be prompted to enter their Email, Phone Number, and Relationship to You: make sure that the email address you enter has not been used to create a Empower Dashboard. An invite will be sent to your joint owner at the email you enter, so make sure you have the email correct!
Once the invite is accepted your joint owner will be able to add funds to the account.