There are no limits on the number of deposit or withdrawal requests you can submit to/from your Cash account on your Personal Capital Dashboard.
The maximum deposit limit is $250,000 per transaction. However, there is no limit on the number of $250,000 deposit requests you can submit per day.
- Example: If you would like to deposit $1 Million, you can do so by submitting four separate $250,000 deposit requests.
The individual withdrawal limit per day is up to $25,000 unless:
(i) Your Cash account was opened prior to December 1, 2019
(ii) You are a Personal Capital advisory client, or
(iii) Your Cash account was opened and funded by a linked account 60 days or more before the withdrawal request
If any of the above is applicable, the individual withdrawal limit per day is a total of $100,000.
* Some other restrictions may apply - See the Personal Capital Cash Customer Agreement for more information
Newly Linked accounts (Withdrawal Limitations):
When a new account is linked for funds transfers, you will first need to make a deposit of $1 or more into your Cash account (using your Dashboard) from the newly linked account. This deposit will then start a 60-day waiting period. Important: Until the 60-day waiting period has been completed, you can only withdraw up to the amount of the deposit made by this particular linked account.
For security reasons there may be other limits on the amount, number, frequency, or destination of deposits or withdrawals you can make under the Personal Capital Cash program.
Transaction limits are subject to change at our discretion at any time - If you need to make a transaction beyond the stated limitations please contact us at email@example.com.