Deposits and withdrawals can be requested directly through your Personal Capital Dashboard and the Personal Capital mobile app.
Transferring via your Personal Capital Dashboard:
- Select the “Banking” tab at the top of your Dashboard.
- Select the “Transfer Funds” option. A) For Deposits to your Cash account, select "Contribute to Personal Capital" ; For Withdrawals from your Cash account, select "Withdraw from Personal Capital"
- Select the other account you want involved in the transfer request. Note: Accounts with a red or yellow dot are not eligible for transfers.
- Enter the amount you want to transfer.
- Review your selected accounts, and the amount to be transferred before checking the authorization box.
- Click "Continue"
- Click "Confirm Transfer" to submit your transfer.
Transferring on the Personal Capital mobile app:
1. Log into the Personal Capital mobile app
2. Select your Personal Capital Cash account
3. Select the 3 dots in the top right corner of your device
4. Click "Transfer Funds"
5. Select the account you wish to transfer “From”.
6. Select the account you wish to transfer "To".
7. Enter the amount to transfer.
8. Review your selected accounts and the amount to be transferred before checking the authorization box.
9. Click Next, followed by the "Confirm Transfer" option to submit your transfer.
Outgoing Wire Transfers (Domestic):
- We support outgoing Wire transfers (withdrawals) in excess of $10,000 Monday through Friday (except Federal Holidays) from 9:30 AM - 2:00 PM (Pacific Time). We do not charge a wire transfer fee, but your receiving bank may.
- To request the required Wire transfer form, please contact us at firstname.lastname@example.org for immediate assistance.
Incoming Wire Transfer Deposits (Domestic & International):
Bank Name: UMB Bank
UMB Routing Number: 101000695
Account Number: Your Cash account Number
Bank Address: UMB Bank, 1010 Grand Blvd, Kansas City, MO 64106
SWIFT Code for UMB Bank (International Wires only): UMKCUS44
- For risk reasons, we do not send (withdraw) international wire transfers.
- Your Cash account can receive international wire transfer deposits, provided the funds being received are already in USD.